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Cigna Health Insurance

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Questions and Answers

Cigna health insurance?

I just turned 22 and I am a full time college student. Cigna has just dropped my coverage from my parents. Don't most plans cover full time students until they are 25 or so? I thought Cigna did too, but I guess not.

Posted by KS
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If you are in college, you may want to check out health insurance programs that are written through your school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be more affordable than an individual policy. To check if your school is participating, go to www.UHCSR.com and enter your school name at the prompt. Even if your school is not contracted with United Healthcare, you may become eligible by joining the ACSA (American College Student Association) for a minimal fee, and take advantage of the plan that covers college students across the US. If you don't find your school listed, type in ACSA and view the benefits available to their members.

Pregnant – Health Insurance?

My husband and I are expecting another baby! My last pregnancy we were not financially stable…my husband was without a job and I was on Medicaid. This time around we are financially stable and have decided that this baby couldn't have come in a better time!

Since Medicaid is no longer an option for us, I was wondering what kind of insurance I should get? Any recommendations?

Posted by Divinity
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Not sure hon, it just depends on where you are, I would just check with several Blue Cross, Humana, Cigna, etc…….b/c the problem you may run into is that a LOT of them won't cover maternity if you are already pregnant, there's a waiting period of X amount of days/months before you can get pregnant and be covered, but NOT all of them that's why you will have to call around!!! Cigna for one I know doesn't have a waiting period, but due to Obamacare or healthcare reform whatever you want to call it I believe they are not going to be writing individual policies you have to get a family policy or group plan through an employer, but not sure when that takes effect so you may still want to check with them!!! Best wishes and hope you find one that will cover you already being pregnant, there has to be one out there that will though 🙂 Congrats!!!

Insurance question (CIGNA)?

I'm a 19 year old female wanting a STD testing at planned parenthood. I have insurance through my mom who works at Disney, and I have a few questions:

1. Do insurance cover STD testing at planned parenthood?

2. Will the insurance go up if I get tested, or is positive for an STD?

Best answer : 10 points.

Posted by Kristin
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Planned parenthood may or may not accept your cigna plan. Call the number on the back of your insurance card and ask.

Health insurance cannot be raised due to claims. Once you're in, you're in.

Yes, whoever gets the best answer, gets 10 points. Not sure if this is a question, but that's how it works, here on YA.

And, just to let you know, mom gets a copy of any claims filed under her insurance. So might as well discuss it with her up front.

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