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Does State Farm Have Health Insurance

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Questions and Answers

Looking for history 1940 – 1959 of state farm insurance company for a project.?

Posted by bodevali2
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GREETINGS,

About State Farm ins

At age 22, George J. Mecherle (pronounced Ma-herl) started farming his own land near Bloomington, Ill. In 1901 he married Edith Mae Perry who joined him on his farm. Within a few years, he was one of the leading farmers in the area.

After they had farmed 20 years, Mrs. Mecherle's health began to fail and the couple decided to move to Bloomington. Unable to sit still, George Mecherle accepted a job selling insurance for a small company. He was successful as a salesman, but he didn't feel the rates or the business practices of the company suited the needs of farmers.

When he suggested a better way to sell insurance, his employer laughed and said, "If you think you've got such a good idea, why don't you start your own company?" So he did.

Mecherle believed that farmers should pay less for insurance because they drove less and had fewer losses than folks living in cities. Using this idea, he started State Farm ins in 1922 as a mutual automobile insurance company owned by its policyholders.

By 1928, the decision was made to decentralize. Employees from the Bloomington, Ill office — along with other employees hired in Berkeley, Cal — established the Company's' first branch office. This office provided support for agents and brought service closer to the customer.

The Berkeley office was the beginning of a tradition that, as of today, has resulted in 25 operations centers in 13 zones. State Farm has grown to include 79,200 employees and more than 16,700 agents servicing 71.6 million policies in the United States and Canada.

In just over 80 years, State Farm Insurance CompaniesĀ® has grown from a small farm mutual auto insurer to one of the world's largest financial institutions. But despite State Farm's growth, Mecherle's original philosophy of insurance coverage at a fair price coupled with fair claim settlement has remained.

Our Mission, Our Vision, and Our Shared Values

State Farm's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

We are people who make it our business to be like a good neighbor; who built a premier company by selling and keeping promises through our marketing partnership; who bring diverse talents and experiences to our work of serving the State Farm customer.

Our success is built on a foundation of shared values — quality service and relationships, mutual trust, integrity and financial strength.

Our vision for the future is to be the customer's first and best choice in the products and services we provide. We will continue to be the leader in the insurance industry and we will become a leader in the financial services arena. Our customers' needs will determine our path. Our values will guide us." – statefarm.com

Http://www.statefarm.com/ this is their site where you can find out more.

State Farm Insurance settlement?

My wife and I were involved in a auto accident in May of 2011. Long story short, the attorney we hired was a dud and didn't do anything for us for over a year. He is now out of the picture. How much can I reasonably expect to get from the insurance company without representation? See details/injuries below:

— Accident was 100% the State Farm insured's fault (cited and admitted fault at the scene)
— Accident occurred in SC; NJ resident (if that matters)
— No long-term injuries (Scrapes, bruises, back problems for the duration of 12 week treatment)
— Total medical expenses (ambulance to hospital, treatment at hospital, 12 weeks therapy treatment) — about $9K.

Posted by Rob Kell
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It is hard to answer this question without more data. By the way, the statue of limitations is 3 years. South Carolina is a Med-Pay state, and not a PIP state.

Here's what we do not know. We do not know if you had med-pay coverage under your own auto insurance, and if they paid some of your medical bills. And do they have the right of subrogation to recover what they have paid from State Farm? And were the rest of the medical bills paid by your health insurance company? And did your health coverage "adjust" the amounts due, and pay a lesser amount? And does your health insurance have a right of recovery? Do they have a ERISA lien? Have they asserted such a lien? Are all or any of these medical bills still outstanding, meaning they all remain unpaid? Were any bills paid for by Medicare?

With respect to the medical treatment you received, was all of this treatment reasonable and necessary? State Farm's obligation would be to only cover reasonable and necessary treatment.

Were any of the medical charges inflated beyond the prevailing rate for similar treatment? For example, if they charged $3,500 for an MRI, this would be considered "excessive," and State Farm's obligation would be to only pay for reasonable charges based on prevailing rates.

Once the medical specials are sorted out in terms of what is owed and what isn't, then they would need to consider your pain and suffering.

It sounds like most of your injuries were very minor. A back muscle sprain/strain injury will heal, with or without treatment, in a matter of weeks. Usually 3 to 4 weeks. Getting treatment, like chiropractic or physical therapy does NOT make your body heal any faster. So your 12 weeks of therapy seems a bit excessive to me. It makes it look like you were getting the treatment just to build up your claim. I wouldn't be surprised if State Farm cuts that excessive treatment in half.

You can also add up your chiropractic or physical therapy treatment, and divided that total by the number of visits to get your AVERAGE cost per visit. If the average cost is over $100, it is excessive, and will likely be reduced by State Farm.

Take a look at the photos of your car before repairs. If the car shows extensive damage, then the injuries are more believable because the damage shows a harder impact. On the other hand, if the damage was limited to a tiny dent, then any reasonable person may question whether you got hurt at all. This is all part of the evaluation.

So, without knowing more, your pain and suffering may range from $5,000 to $7,500.

We can add a portion of the medical bills onto this pain and suffering estimate, assuming these are unpaid and you are responsible to pay these. If the medical bills were paid by other insurance, then it isn't likely you are entitled to reimbursement on the medical you never paid for.

If you fired your attorney, he may choose to file an attorney's lien on your settlement for the unpaid time he expended on your case. Let's hope that doesn't happen.

Good luck.

State Farm insurance ?

I work for state farm insurance, what do other insurance companies say about us? Not what policy holders think but what other companies only.

Posted by FEAR LUCK
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Your car and homeowners coverages are competitive….your life insurances stink. So, P&C products 'YES'….Life & Health, "No."

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http://topinsurancehealth.com/affordable…

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