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Obamacare Facts

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Questions and Answers

What is obamacare about?

Can someone explain to me what obamacare means? & What the qualifications are for buying healthcare? Like, what is the income level for this bill?

Posted by Desi.
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@The Solution. Way to manipulate facts, What a sad sad person.

Obamacare Simplified:

Fact: The Affordable Healthcare act will give over 30 million people without insurance, an affordable option. This will go into effect in 2014 and each state has to deal with the details, but they will be required to provide an option that is not linked to employment. However, it requires everyone to purchase some type of insurance.

Fact: The Affordable Healthcare act will allow parents to cover their children up to the age of 26. That means after I, or any of my peers graduate from college, if luck doesn't supply us with a job in these tough economic times, then we will still be able to have healthcare.

Fact: The Affordable Healthcare Act makes it illegal for insurance companies to deny anyone because of a pre-existing condition. It is also makes it illegal for them to deny you care because you hit your lifetime limit. That means when you become diagnosed with cancer, you won't be turned down because you're "too sick." It also means that if you are already covered, and your cancer reemerges, insurance companies can't say "you're too expensive."

And to respond to the comments about it being more expensive, it is more expensive to repeal the act than to keep it. In fact, according to the Congressional Budget Committee, a neutral and bi-partisan overwatch, it will reduce the national deficit by 2 trillion dollars.
Summary: Obamacare is smart, inexpensive and necessary.

Why are they trying to take away Obamacare?

I am 20 years old and am covered by my parents medical insurance. I have some health problems like Anxiety, Depression, etc. So if they take away Obamacare I won't be able to get these things anymore. Also my doctor has really been helping me and she recommended me to a therapist which is also helping a lot and I feel like right when I started to move forward with my life. Which has been about a month now all of the help that I need is just being taken right back. I'm scared im going to go back to how I was and I feel like I won't be able to go on…
Wake up.. There are no jobs and thats why I got depressed in the first place. Isn't a big reason for Obamacare because the unemployment rate is so high? Maybe Obama wanted young adults to stay on their parents medical insurance if necessary for a good reason.

Posted by Christina
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We were promised that Obamacare would reduce spiraling health care costs, not add one penny to the deficit, allow citizens to keep their doctor, keep their current insurance, lower their premiums, provide affordable coverage to all Americans, prevent insurance companies from dropping their coverage if they get sick, prevent insurers from excluding them due to preexisting conditions, lower administrative costs, and improve care with computerized medical records.

Everyone wants that, but the sad fact is, none of that is true of Obamacare.

The problem with Obamacare is that it takes away your right to make your own choices about the treatment of your body. You're required to be in a "qualified" healthcare plan, and must attach proof that you are enrolled when you file your income taxes. The IRS now has the power to track you and penalize you if you do not provide proof of your enrollment. You no longer have the right to choose any healthcare plan you would like for your family or yourself. People can no longer have low cost catastrophic-only coverage (great choice for healthy young people only). The HHS Secretary now decides which services will be required for the plan that you are required to buy, and how much you will be required to pay for your required plan, and which services your doctor will be "allowed" to provide. The promise that you can keep your doctor will not be true in many cases. You will not be permitted to utilize any doctor who does not follow the dictates of Obamacare (Section 1311), and many will lose their current coverage as a result.

The Federal government now has control over how doctors can treat privately insured people. Most citizens already have health care insurance and thought/think Obamacare will not affect them, and that is not true. Obamacare dictates the care of everyone, including the privately insured. Doctors will no longer be able to make decisions based only on their patient's best interests, being forced instead, to provide only the care that is approved by the government. Whether your doctor should give you a cardiac bypass or use a stent, when your doctor should perform a c-section, whether you will get an ACL repair or a brand new knee…the Federal government dictates everything, even if you have private health insurance and you pay the premiums yourself, the government still has
complete control over your healthcare because you are required to be in a "qualified" plan, and qualified plans can only pay doctors who act in accordance with the regulations imposed by the HHS Secretary. If your doctor does not adhere to the guidelines set by the HHS Secretary, they will be penalized with loss of ability to practice within the "qualified plans." Since everyone is required to be in a "qualified plan," then that doctor will essentially no longer practice medicine.

Medicare recipients will be the most impacted by the loss of choice regarding their health care. Obamacare allows Berwick to make further changes to Medicare without any approval of Congress. No debate, no open discussion with the American public, the executive branch is authorized to completely change which medical services are provided and how they are distributed within Medicare. In addition, healthcare will be rationed. Those aged 15-40 will receive preference for health care, and they say this isn't discrimination at all because it's based on age and not race or sex.

You will no longer be able to decide when to see a doctor or specialist. This will be decided by a member of the Obamacare medical team. Your primary care provider will likely not be a physician, but a nurse (or physician assistant if you are lucky).

In Canada, 13% (4 million) of citizens can't get a primary doctor due to physician shortages, so some provinces hold lotteries with the winner receiving as their prize a chance to have a primary doctor. Yay, that sounds FUN! Right? Who doesn't enjoy a good lottery?

I could go on and on and on, there is so much more, but you get the point. The Supreme Court established a zone of privacy and protection of your body from the government a long time ago. How can choices like abortion and contraceptive be protected, but your freedom to choose a knee replacement or a c-section isn't protected?

Facts about obamacare?

Posted by Ale
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Here are a couple of facts about the ACA aka Obamacare:

1) You may no longer be denied coverage or a claim for a so-called pre-existing condition, i.e. One that you already had before you signed up with the insurance company.

Example: I had a heart attack in 2008. Prior to the ACA, I could not for all practical purposes be covered for cardiac treatment by any other insurance carrier but the one I was with when the heart attack occurred in 2008. Now I can move to any other carrier and they cannot refuse to cover me.

2) Children may be carried as dependent insured on their parents' insurance until they reach the age of 26. Or maybe it's 25. I thought it was 26.

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Obamacare "Fix" – Insurance Excutives React – How Much …

http://topinsurancehealth.com/obamacare-…

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